As an example, Best Buy says you can purchase the $999 M1-powered MacBook Air for as low as $19.99 for 36 months and then pay out the remaining $280.35 in month 37 to keep the device. That is, assuming you qualify for a zero-percent APR offer — the program’s FAQ indicates offers may carry interest of up to 29.99 percent, depending on creditworthiness.
But if you don’t want to pay the higher amount on that last payment, Best Buy says you will have two options: return the device and…
